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Mistakes? I’ve made a few

Prior to joining Vanguard in 1986, I was a saver. All of my money, modest in amount, was in bank savings and checking accounts. Naturally, after coming aboard HMS Vanguard, I learned more about...

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Part two: The 4% spending rule, 20 years later

Thanks very much for the thoughtful comments from my blog post on the 4% spending rule. It was terrific to read your comments and questions, and the best practices that you’re willing to share with...

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Why all the negativity?

Since nominal yields going out 6 years or more are currently negative in several developed markets in Europe, many investors have been asking if investing in bonds with negative yields means they are...

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